Business Loans
Capital for the business. Structured around operations.
Explore working capital, equipment, trade and expansion financing for your business.
Business funding needs
Operations. Assets. The next stage.
Different business requirements generate cash at different times. Match the discussion to your operating cycle, the life of an asset or the milestones behind a growth plan.
How assessment worksFacility directory
Explore the requirement. Prepare the business case.
Working Capital
Bridge the timing between purchasing, delivering and collecting payment with a financing discussion grounded in the way your business generates cash.
Equipment Financing
Assess machinery, commercial vehicles or essential technology against useful life, utilisation and the cash contribution expected from the asset.
Trade Finance
Discuss transaction funding around contracts, shipment milestones and settlement terms, with attention to the countries, currencies and counterparties involved.
Commercial Real Estate
Review business premises or an income-producing property through asset quality, occupancy, operating cash flow and a practical repayment or exit plan.
Business Expansion
Consider a new location, additional capacity or an acquisition through a phased capital plan supported by evidence and realistic financial forecasts.
SME & Start-up Financing
Discuss an emerging enterprise through its operating model, founder contribution, evidence of demand and the milestones that will turn a forecast into trading activity.
Business Line of Credit
Explore an ongoing facility for recurring short-term needs, with clearly understood utilisation, review and repayment conditions.
Invoice Financing
Consider finance linked to eligible invoices while examining buyer quality, proof of delivery, payment history and responsibility if an invoice remains unpaid.
Merchant Financing
Review financing supported by an established pattern of merchant receipts, with close attention to repayment deductions, total cost and the effect on operating liquidity.
Franchise Financing
Assess a franchise launch or expansion through its location, contractual obligations, fit-out costs and the working capital needed to establish trading.
Personal attention. Professional assessment.
Bring the business into the conversation.
Explain how the funding will be used and where repayment is expected to come from.