Personal financing
Home Improvement
From essential repairs to a considered renovation, arrange the project around a realistic budget, contractor milestones and a repayment you can sustain.
View this optionWedding & Milestones
Celebrate thoughtfully. Start with a sound budget.
Plan a wedding or significant family occasion without losing sight of the financial commitments that continue after the event.
Discuss this facility
Your financial priorities
Keep the occasion in perspective
Separate what matters most from spending that can be adjusted. Agree the household contribution before reviewing any financing gap.
Venue and cateringRecord confirmed quotations and deposit dates.
Essential arrangementsInclude transport, accommodation and the agreed event requirements.
Personal contributionDeduct savings allocated to the occasion without using the household emergency reserve.
Life after the eventTest the instalment against regular expenses and other commitments.
A question to bring to the conversation
How should I set the borrowing amount?
Use confirmed costs rather than the maximum available budget. Allow for family contributions and optional items that could be reduced instead of financed.
Availability, eligibility, security, charges and repayment terms depend on individual assessment and formal agreement. This page is an introduction to the facility, not an offer or approval.
Consider the alternatives
Explore a related financing need.
The right structure depends on the purpose and repayment source. Review a related option before deciding what to discuss.
Personal attention. Professional assessment.
Discuss Wedding & Milestones.
Explain your requirement. We’ll begin with the purpose and the information needed to assess it.